Insurance Basic Cover Secondary Cover Premium Cover Basic Cover: $5480 Excess You Excess Liability is $5,480.00 Secondary Cover: $1500 Excess You Excess Liability is $1,500.00Not Covered: Incorrect use of fuel, Drink Driving, Hail damage, Salt water ingress & Overhead Damage Premium Cover: $0 Excess You Excess Liability is $0.00Not Covered: Incorrect use of fuel, Drink Driving, Hail damage, Salt water ingress & Overhead Damage